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Author: Subject: I'm moving (take 2)
XHonusWagnerX
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[*] posted on 9-1-2011 at 08:01 AM
I'm moving (take 2)


So a couple of months ago I posted that I was moving cause I was buying a house and then the whole thing fell apart and I was super bummed out. Well... another house right in my area was for sale so we took a chance and they took an offer. So far I think the Purchase & Sales is signed by everyone involved, the mortgage paperwork is all filled out and the home inspection is scheduled for Saturday.

Now it could still fall apart, but I figured I would share the info with you guys anyway. Heres the house...

http://www.realtor.com/realestateandhomes-detail/125-Pinecre...












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Originally posted by REV.PAULIE
HONUS-as much as i can't stand a great deal of what you really like (for my own reasons that i would never hold,nor impose,against you),YOU FUCKING RULE!

YOU,HONUS,IS WHAT MAKES THE "EDGE" COOL.

YOUR FRIEND,
PAULIE


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[*] posted on 9-1-2011 at 08:09 AM


Kick Ass! Congrats Josh!
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Jason the Magnificent
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[*] posted on 9-1-2011 at 08:17 AM


Nice place! Out of curiosity...how much does something like that run up by you?
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XHonusWagnerX
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[*] posted on 9-1-2011 at 08:30 AM


Quote: Originally posted by Jason the Magnificent  
Nice place! Out of curiosity...how much does something like that run up by you?


$193,000 but they are paying $5000 in closing costs so its like getting the house for $188,000 in a sense. I think with my downpayment the mortgage will be about $1270 a month. I know thats low compared to lots of people, but I'm terrified!!!




Quote:
Originally posted by REV.PAULIE
HONUS-as much as i can't stand a great deal of what you really like (for my own reasons that i would never hold,nor impose,against you),YOU FUCKING RULE!

YOU,HONUS,IS WHAT MAKES THE "EDGE" COOL.

YOUR FRIEND,
PAULIE


check out my post contributions at www.VinylNoize.com

20 1-color T-shirts for $100 at NewRepublic
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[*] posted on 9-1-2011 at 08:57 AM


That back yard looks badass. Good luck with everything!



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[*] posted on 9-1-2011 at 09:00 AM


Quote: Originally posted by XHonusWagnerX  
Quote: Originally posted by Jason the Magnificent  
Nice place! Out of curiosity...how much does something like that run up by you?


$193,000 but they are paying $5000 in closing costs so its like getting the house for $188,000 in a sense. I think with my downpayment the mortgage will be about $1270 a month. I know thats low compared to lots of people, but I'm terrified!!!



jesus...something that size w/ that yard by me would still be around 300....
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[*] posted on 9-1-2011 at 10:06 AM


that's great Josh. Best of luck.



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[*] posted on 9-1-2011 at 10:15 AM


Quote: Originally posted by XHonusWagnerX  
Quote: Originally posted by Jason the Magnificent  
Nice place! Out of curiosity...how much does something like that run up by you?


$193,000 but they are paying $5000 in closing costs so its like getting the house for $188,000 in a sense. I think with my downpayment the mortgage will be about $1270 a month. I know thats low compared to lots of people, but I'm terrified!!!


Well now I'm pissed off Josh!

I rent at $1250/mo.




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[*] posted on 9-1-2011 at 10:19 AM


Does that $1270 include PMI and Taxes? That seems really low unles you put $40 to $50 thousand down. Also, time to start looking for a sit down lawn mower!!! Good luck, Hope everything works out!!! CONGRATULATIONS!!!!!!!



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[*] posted on 9-1-2011 at 10:50 AM


You'd pay twice that for that house where I live. Looks great.



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[*] posted on 9-1-2011 at 11:07 AM


Looks sweet, congrats!
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[*] posted on 9-1-2011 at 11:09 AM


Theres a kind of PMI that I guess a lot of mortage brokers dont deal with because not a lot of places offer it, but its called 'up front PMI' so I have that. If you get 10% ($19,300) down (which is what I'm putting down) then you can get a PMI that you can either pay ALL up front OR you can factor it into the mortgage. Its based on the price of the house, but for that house at $193k my upfront PMI is about $2500 which is about $10 a month added to the mortgage.

so the breakdown is going to be around this...
$854.50 - mortgage
$334.50 - property tax
$66.67 - insurange
$10.00 - upfront PMI

total monthly payment $1265.67




Quote:
Originally posted by REV.PAULIE
HONUS-as much as i can't stand a great deal of what you really like (for my own reasons that i would never hold,nor impose,against you),YOU FUCKING RULE!

YOU,HONUS,IS WHAT MAKES THE "EDGE" COOL.

YOUR FRIEND,
PAULIE


check out my post contributions at www.VinylNoize.com

20 1-color T-shirts for $100 at NewRepublic
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[*] posted on 9-1-2011 at 11:30 AM


dude that looks nice
great backyard for the kids
lots of space to build later if you want to...
good things come to those who wait




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[*] posted on 9-1-2011 at 12:03 PM


Quote: Originally posted by lifeisabitch  

great backyard for the kids



no! no thanks!




Quote:
Originally posted by REV.PAULIE
HONUS-as much as i can't stand a great deal of what you really like (for my own reasons that i would never hold,nor impose,against you),YOU FUCKING RULE!

YOU,HONUS,IS WHAT MAKES THE "EDGE" COOL.

YOUR FRIEND,
PAULIE


check out my post contributions at www.VinylNoize.com

20 1-color T-shirts for $100 at NewRepublic
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[*] posted on 9-1-2011 at 12:37 PM


Quote: Originally posted by XHonusWagnerX  
Quote: Originally posted by lifeisabitch  

great backyard for the kids



no! no thanks!


Steve, he IS the kid! ;)




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XHonusWagnerX
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[*] posted on 9-1-2011 at 01:30 PM


Quote: Originally posted by XnMeX  
Quote: Originally posted by XHonusWagnerX  
Quote: Originally posted by lifeisabitch  

great backyard for the kids



no! no thanks!


Steve, he IS the kid! ;)


exactly! Thats why I'm so terrified of 'owning' a house! I have awesome credit, but I've never even had a cable or phone bill in my name, nevermind being responsible for an entire household... thank god for Jenns!!




Quote:
Originally posted by REV.PAULIE
HONUS-as much as i can't stand a great deal of what you really like (for my own reasons that i would never hold,nor impose,against you),YOU FUCKING RULE!

YOU,HONUS,IS WHAT MAKES THE "EDGE" COOL.

YOUR FRIEND,
PAULIE


check out my post contributions at www.VinylNoize.com

20 1-color T-shirts for $100 at NewRepublic
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[*] posted on 9-1-2011 at 04:17 PM


Party at Josh's take 2!



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[*] posted on 9-1-2011 at 10:40 PM


Looks nice man.



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[*] posted on 9-1-2011 at 10:56 PM


Josh, this house looks awesome. YOU are awesome. Enjoy the house man. You deserve this greatness.
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[*] posted on 9-1-2011 at 11:42 PM


Wow, Josh that house blows the earlier one away. Very nice!



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[*] posted on 9-2-2011 at 11:04 AM


that yard looks like it's gonna be a bear to mow!
also...
Quote: Originally posted by newbreedbrian  
Party at Josh's take 2!






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XHonusWagnerX
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[*] posted on 9-3-2011 at 09:52 PM


Home Inspection was today. It went pretty well but we gotta wait for the fuill report from the guy (Monday or Tuesday) and then wait for the results of the Radon test.



Quote:
Originally posted by REV.PAULIE
HONUS-as much as i can't stand a great deal of what you really like (for my own reasons that i would never hold,nor impose,against you),YOU FUCKING RULE!

YOU,HONUS,IS WHAT MAKES THE "EDGE" COOL.

YOUR FRIEND,
PAULIE


check out my post contributions at www.VinylNoize.com

20 1-color T-shirts for $100 at NewRepublic
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XHonusWagnerX
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[*] posted on 9-29-2011 at 10:54 AM


Just got word that the closing is tomorrow. I'm terrified, but hopefully its worth it!



House warming gifts are welcomed ; )




Quote:
Originally posted by REV.PAULIE
HONUS-as much as i can't stand a great deal of what you really like (for my own reasons that i would never hold,nor impose,against you),YOU FUCKING RULE!

YOU,HONUS,IS WHAT MAKES THE "EDGE" COOL.

YOUR FRIEND,
PAULIE


check out my post contributions at www.VinylNoize.com

20 1-color T-shirts for $100 at NewRepublic
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[*] posted on 9-29-2011 at 10:59 AM


Quote: Originally posted by XHonusWagnerX  
House warming gifts are welcomed ; )


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[*] posted on 9-29-2011 at 11:15 AM


awackawackawackawackawackawackawackawackawackawacka


- pacman sound



By the way, how is your PMI only $10 a month? Mine was $90 for a home that was just under $100,000.




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